Making Money on Internet

When I was a boy in the early 1970s, my middle class parents could afford a big house in the subburbs, 2 late model cars, and were able to put their kids through college, plus every winter take the who family on ski trips in NH.. I could never afford to do any of that.

Now that I'm in my mid 40s, working in the same field as my parents, I can only afford a studio apt, can't afford a house, car or health insurance. This is one of the few times when a generation is by and large less well off than their parents. I have used the food assistance card, and that recently expired.

Why rich people think the poor have it easy is beyond me.

Right wingers like Beck despise FDR- FDR helped bring Americans out of the Depression of the 1930s- FDR put people to work by building on national infastructure (road, dam, bridge construction, etc).

In the twisted world view of Beck and people like him- what do they think should FDR have done about the tens of thousands of unemployed?

I suspect that Beck would love to see a return of for profit debtors prisons. Could we be heading in that direction? The large network of prisons we have in this country is a for profit enterprise.

Someone once posted on C&L that liberals see Charles Dickens's stories as cautionary tales; wheras conservatives see them as blueprints for the ideal society. ( a world where the rich have everything, and the poor have nothing).

I wonder of Republicans see 'A Christmas Carol' as a tragedy, with Scrooge renouncing capitalism, and embracing the Jesus-esque philosophy of giveing to others and helping the poor?

Right wingers despise the concept of helping others- which is why Republicans despise Jesus Christ. (although they use him as a figurehead in the Christ cult- the actual teachings of Jesus mean nothing to Christians)

ps- someone please remind me why these right wingers worship Jesus?

Jesus condemned wealth, advocated charity, and was a liberal and a socialist...

Bing Gordon, a partner with Kleiner Perkins Caufield & Byers, says that his venture capital firm has to gear up for the coming tech boom. That’s one reason that his company hired famous Morgan Stanley analyst Mary Meeker as a new partner on Monday.

Meeker’s investing focus at the firm will be on the Internet and how the shift to mobile  will create huge new opportunities, Gordon said in an interview.

Gordon is sitting pretty himself as the backer of Kleiner’s investments in mobile gaming firm Ngmoco, which was bought by DeNA for $403 million, and Zynga, the hot social gaming company that is valued at $5.6 billion.

“She thinks big and thinks global,” Gordon (pictured right) said. “Among the analysts, she is my favorite personality. She makes fearless macro bets and is right most of the time.”

Gordon said he sees a big boom coming, not a bubble, much like Kleiner’s managing partner John Doerr, who said that we’re in the midst of yet another boom for internet investments at the recent Web 2.0 Summit. The reason is that he sees a lot of technologies that are changing the way we live.

“The world of digital media is being transformed,” Gordon said. “A bunch of new businesses can be reinvented, thanks to social graphs, the mobile internet, and the new shopping habits of the young. Those are going to create a whole generation of cool new companies. Mary has the right stuff to help people take advantage of the opportunities.”

As for his own focus, Gordon said he is fascinated how users are dealing with the information overload from the social internet and how users are building their own social capital. He is also interested in the “new algorithms, data structures and network topologies of the social web.” He is looking at the intersection of mobile operating systems, the social web, and entertainment. He is also interested in gamification, or making non-game applications more fun and engaging by making them more game-like.

Beyond spotting trends, Meeker will now have to pick the right companies and entrepreneurs that are riding those trends. Meeker will focus on Kleiner’s digital investments, which largely means the social and mobile Internet. But Gordon said that renewed emphasis on internet companies doesn’t mean that the company is backing off completely on big cleantech investments.

“If you look at our cleantech and life science press releases, you can see there are other partner recruitments happening there too,” he said.

Kleiner has a new fund, the sFund, to invest in social Internet companies. But Gordon said it isn’t easy to predict whether Kleiner will invest more money in 2011 than it will in 2010.

[photo credit: SF Business Journal]

Next Story: LinkedIn joins the article-sharing party Previous Story: NewsBasis: Death to the bad PR pitch!

bench craft company rip off

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iLounge news discussing the Consumer Reports: AT&T ranked last among US carriers. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

bench craft company rip off

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Provided by LowCards.com More Than Eight Million People Drop Out of Credit Card Use More than eight million consumers stopped using credit cards over the past year, according to a new study by TransUnion. The use of general purpose ...

Sarah Palin Passes On RNC - The Note

Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...

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bench craft company rip off

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Provided by LowCards.com More Than Eight Million People Drop Out of Credit Card Use More than eight million consumers stopped using credit cards over the past year, according to a new study by TransUnion. The use of general purpose ...

Sarah Palin Passes On RNC - The Note

Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...

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iLounge news discussing the Consumer Reports: AT&T ranked last among US carriers. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

bench craft company rip off
Esta semana en la tarjeta de crédito <b> Noticias </ b> - MoneyBuilder - sentido de lo que <b> Siempre ...</ b> por LowCards.com más de ocho millones de personas abandonan la tarjeta de crédito utilizar más de ocho millones de consumidores dejaron de usar las tarjetas de crédito durante el año pasado, según un nuevo estudio de TransUnion. El uso de propósito general ...

Sarah Palin pasa RNC - El NoteSarah Palin no se está ejecutando ... para un puesto de trabajo por lo menos. Ella no parece ser un candidato para presidir el Comité Nacional Republicano. En la nota, escrito por Rick ABC News Klein, abarca la política, la Casa Blanca, el Congreso, los demócratas, ...

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bench craft company rip off

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Provided by LowCards.com More Than Eight Million People Drop Out of Credit Card Use More than eight million consumers stopped using credit cards over the past year, according to a new study by TransUnion. The use of general purpose ...

Sarah Palin Passes On RNC - The Note

Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...

Consumer Reports: AT&amp;T ranked last among U.S. carriers | iLounge <b>News</b>

iLounge news discussing the Consumer Reports: AT&T ranked last among US carriers. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

bench craft company rip off

When I was a boy in the early 1970s, my middle class parents could afford a big house in the subburbs, 2 late model cars, and were able to put their kids through college, plus every winter take the who family on ski trips in NH.. I could never afford to do any of that.

Now that I'm in my mid 40s, working in the same field as my parents, I can only afford a studio apt, can't afford a house, car or health insurance. This is one of the few times when a generation is by and large less well off than their parents. I have used the food assistance card, and that recently expired.

Why rich people think the poor have it easy is beyond me.

Right wingers like Beck despise FDR- FDR helped bring Americans out of the Depression of the 1930s- FDR put people to work by building on national infastructure (road, dam, bridge construction, etc).

In the twisted world view of Beck and people like him- what do they think should FDR have done about the tens of thousands of unemployed?

I suspect that Beck would love to see a return of for profit debtors prisons. Could we be heading in that direction? The large network of prisons we have in this country is a for profit enterprise.

Someone once posted on C&L that liberals see Charles Dickens's stories as cautionary tales; wheras conservatives see them as blueprints for the ideal society. ( a world where the rich have everything, and the poor have nothing).

I wonder of Republicans see 'A Christmas Carol' as a tragedy, with Scrooge renouncing capitalism, and embracing the Jesus-esque philosophy of giveing to others and helping the poor?

Right wingers despise the concept of helping others- which is why Republicans despise Jesus Christ. (although they use him as a figurehead in the Christ cult- the actual teachings of Jesus mean nothing to Christians)

ps- someone please remind me why these right wingers worship Jesus?

Jesus condemned wealth, advocated charity, and was a liberal and a socialist...

Bing Gordon, a partner with Kleiner Perkins Caufield & Byers, says that his venture capital firm has to gear up for the coming tech boom. That’s one reason that his company hired famous Morgan Stanley analyst Mary Meeker as a new partner on Monday.

Meeker’s investing focus at the firm will be on the Internet and how the shift to mobile  will create huge new opportunities, Gordon said in an interview.

Gordon is sitting pretty himself as the backer of Kleiner’s investments in mobile gaming firm Ngmoco, which was bought by DeNA for $403 million, and Zynga, the hot social gaming company that is valued at $5.6 billion.

“She thinks big and thinks global,” Gordon (pictured right) said. “Among the analysts, she is my favorite personality. She makes fearless macro bets and is right most of the time.”

Gordon said he sees a big boom coming, not a bubble, much like Kleiner’s managing partner John Doerr, who said that we’re in the midst of yet another boom for internet investments at the recent Web 2.0 Summit. The reason is that he sees a lot of technologies that are changing the way we live.

“The world of digital media is being transformed,” Gordon said. “A bunch of new businesses can be reinvented, thanks to social graphs, the mobile internet, and the new shopping habits of the young. Those are going to create a whole generation of cool new companies. Mary has the right stuff to help people take advantage of the opportunities.”

As for his own focus, Gordon said he is fascinated how users are dealing with the information overload from the social internet and how users are building their own social capital. He is also interested in the “new algorithms, data structures and network topologies of the social web.” He is looking at the intersection of mobile operating systems, the social web, and entertainment. He is also interested in gamification, or making non-game applications more fun and engaging by making them more game-like.

Beyond spotting trends, Meeker will now have to pick the right companies and entrepreneurs that are riding those trends. Meeker will focus on Kleiner’s digital investments, which largely means the social and mobile Internet. But Gordon said that renewed emphasis on internet companies doesn’t mean that the company is backing off completely on big cleantech investments.

“If you look at our cleantech and life science press releases, you can see there are other partner recruitments happening there too,” he said.

Kleiner has a new fund, the sFund, to invest in social Internet companies. But Gordon said it isn’t easy to predict whether Kleiner will invest more money in 2011 than it will in 2010.

[photo credit: SF Business Journal]

Next Story: LinkedIn joins the article-sharing party Previous Story: NewsBasis: Death to the bad PR pitch!

bench craft company rip off

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Provided by LowCards.com More Than Eight Million People Drop Out of Credit Card Use More than eight million consumers stopped using credit cards over the past year, according to a new study by TransUnion. The use of general purpose ...

Sarah Palin Passes On RNC - The Note

Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...

Consumer Reports: AT&amp;T ranked last among U.S. carriers | iLounge <b>News</b>

iLounge news discussing the Consumer Reports: AT&T ranked last among US carriers. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

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This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Provided by LowCards.com More Than Eight Million People Drop Out of Credit Card Use More than eight million consumers stopped using credit cards over the past year, according to a new study by TransUnion. The use of general purpose ...

Sarah Palin Passes On RNC - The Note

Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...

Consumer Reports: AT&amp;T ranked last among U.S. carriers | iLounge <b>News</b>

iLounge news discussing the Consumer Reports: AT&T ranked last among US carriers. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

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This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Provided by LowCards.com More Than Eight Million People Drop Out of Credit Card Use More than eight million consumers stopped using credit cards over the past year, according to a new study by TransUnion. The use of general purpose ...

Sarah Palin Passes On RNC - The Note

Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...

Consumer Reports: AT&amp;T ranked last among U.S. carriers | iLounge <b>News</b>

iLounge news discussing the Consumer Reports: AT&T ranked last among US carriers. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

bench craft company rip off

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Provided by LowCards.com More Than Eight Million People Drop Out of Credit Card Use More than eight million consumers stopped using credit cards over the past year, according to a new study by TransUnion. The use of general purpose ...

Sarah Palin Passes On RNC - The Note

Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...

Consumer Reports: AT&amp;T ranked last among U.S. carriers | iLounge <b>News</b>

iLounge news discussing the Consumer Reports: AT&T ranked last among US carriers. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

bench craft company rip off

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Provided by LowCards.com More Than Eight Million People Drop Out of Credit Card Use More than eight million consumers stopped using credit cards over the past year, according to a new study by TransUnion. The use of general purpose ...

Sarah Palin Passes On RNC - The Note

Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...

Consumer Reports: AT&amp;T ranked last among U.S. carriers | iLounge <b>News</b>

iLounge news discussing the Consumer Reports: AT&T ranked last among US carriers. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

bench craft company rip off

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Provided by LowCards.com More Than Eight Million People Drop Out of Credit Card Use More than eight million consumers stopped using credit cards over the past year, according to a new study by TransUnion. The use of general purpose ...

Sarah Palin Passes On RNC - The Note

Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...

Consumer Reports: AT&amp;T ranked last among U.S. carriers | iLounge <b>News</b>

iLounge news discussing the Consumer Reports: AT&T ranked last among US carriers. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

bench craft company rip off

When I was a boy in the early 1970s, my middle class parents could afford a big house in the subburbs, 2 late model cars, and were able to put their kids through college, plus every winter take the who family on ski trips in NH.. I could never afford to do any of that.

Now that I'm in my mid 40s, working in the same field as my parents, I can only afford a studio apt, can't afford a house, car or health insurance. This is one of the few times when a generation is by and large less well off than their parents. I have used the food assistance card, and that recently expired.

Why rich people think the poor have it easy is beyond me.

Right wingers like Beck despise FDR- FDR helped bring Americans out of the Depression of the 1930s- FDR put people to work by building on national infastructure (road, dam, bridge construction, etc).

In the twisted world view of Beck and people like him- what do they think should FDR have done about the tens of thousands of unemployed?

I suspect that Beck would love to see a return of for profit debtors prisons. Could we be heading in that direction? The large network of prisons we have in this country is a for profit enterprise.

Someone once posted on C&L that liberals see Charles Dickens's stories as cautionary tales; wheras conservatives see them as blueprints for the ideal society. ( a world where the rich have everything, and the poor have nothing).

I wonder of Republicans see 'A Christmas Carol' as a tragedy, with Scrooge renouncing capitalism, and embracing the Jesus-esque philosophy of giveing to others and helping the poor?

Right wingers despise the concept of helping others- which is why Republicans despise Jesus Christ. (although they use him as a figurehead in the Christ cult- the actual teachings of Jesus mean nothing to Christians)

ps- someone please remind me why these right wingers worship Jesus?

Jesus condemned wealth, advocated charity, and was a liberal and a socialist...

Bing Gordon, a partner with Kleiner Perkins Caufield & Byers, says that his venture capital firm has to gear up for the coming tech boom. That’s one reason that his company hired famous Morgan Stanley analyst Mary Meeker as a new partner on Monday.

Meeker’s investing focus at the firm will be on the Internet and how the shift to mobile  will create huge new opportunities, Gordon said in an interview.

Gordon is sitting pretty himself as the backer of Kleiner’s investments in mobile gaming firm Ngmoco, which was bought by DeNA for $403 million, and Zynga, the hot social gaming company that is valued at $5.6 billion.

“She thinks big and thinks global,” Gordon (pictured right) said. “Among the analysts, she is my favorite personality. She makes fearless macro bets and is right most of the time.”

Gordon said he sees a big boom coming, not a bubble, much like Kleiner’s managing partner John Doerr, who said that we’re in the midst of yet another boom for internet investments at the recent Web 2.0 Summit. The reason is that he sees a lot of technologies that are changing the way we live.

“The world of digital media is being transformed,” Gordon said. “A bunch of new businesses can be reinvented, thanks to social graphs, the mobile internet, and the new shopping habits of the young. Those are going to create a whole generation of cool new companies. Mary has the right stuff to help people take advantage of the opportunities.”

As for his own focus, Gordon said he is fascinated how users are dealing with the information overload from the social internet and how users are building their own social capital. He is also interested in the “new algorithms, data structures and network topologies of the social web.” He is looking at the intersection of mobile operating systems, the social web, and entertainment. He is also interested in gamification, or making non-game applications more fun and engaging by making them more game-like.

Beyond spotting trends, Meeker will now have to pick the right companies and entrepreneurs that are riding those trends. Meeker will focus on Kleiner’s digital investments, which largely means the social and mobile Internet. But Gordon said that renewed emphasis on internet companies doesn’t mean that the company is backing off completely on big cleantech investments.

“If you look at our cleantech and life science press releases, you can see there are other partner recruitments happening there too,” he said.

Kleiner has a new fund, the sFund, to invest in social Internet companies. But Gordon said it isn’t easy to predict whether Kleiner will invest more money in 2011 than it will in 2010.

[photo credit: SF Business Journal]

Next Story: LinkedIn joins the article-sharing party Previous Story: NewsBasis: Death to the bad PR pitch!

bench craft company rip off

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Provided by LowCards.com More Than Eight Million People Drop Out of Credit Card Use More than eight million consumers stopped using credit cards over the past year, according to a new study by TransUnion. The use of general purpose ...

Sarah Palin Passes On RNC - The Note

Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...

Consumer Reports: AT&amp;T ranked last among U.S. carriers | iLounge <b>News</b>

iLounge news discussing the Consumer Reports: AT&T ranked last among US carriers. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

bench craft company rip off

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Provided by LowCards.com More Than Eight Million People Drop Out of Credit Card Use More than eight million consumers stopped using credit cards over the past year, according to a new study by TransUnion. The use of general purpose ...

Sarah Palin Passes On RNC - The Note

Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...

Consumer Reports: AT&amp;T ranked last among U.S. carriers | iLounge <b>News</b>

iLounge news discussing the Consumer Reports: AT&T ranked last among US carriers. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

bench craft company rip off

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Provided by LowCards.com More Than Eight Million People Drop Out of Credit Card Use More than eight million consumers stopped using credit cards over the past year, according to a new study by TransUnion. The use of general purpose ...

Sarah Palin Passes On RNC - The Note

Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...

Consumer Reports: AT&amp;T ranked last among U.S. carriers | iLounge <b>News</b>

iLounge news discussing the Consumer Reports: AT&T ranked last among US carriers. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

bench craft company rip off

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Provided by LowCards.com More Than Eight Million People Drop Out of Credit Card Use More than eight million consumers stopped using credit cards over the past year, according to a new study by TransUnion. The use of general purpose ...

Sarah Palin Passes On RNC - The Note

Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...

Consumer Reports: AT&amp;T ranked last among U.S. carriers | iLounge <b>News</b>

iLounge news discussing the Consumer Reports: AT&T ranked last among US carriers. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

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The new Us Weekly reports on their sudden five-week romance - and how Swift is already "love-struck"

eric seiger do

Every Tweet Counts: Google <b>News</b> Adds &quot;Most Shared&quot; Section

Google News has begun experimenting with a section titled "most shared" on its home page, apparently tracking activity on outside social networks including Twitter. When people say that ...

Fantasy Football <b>News</b> Roundup, Week 13: Detroit&#39;s Quarterback <b>...</b>

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The new Us Weekly reports on their sudden five-week romance - and how Swift is already "love-struck"

eric seiger do

Every Tweet Counts: Google <b>News</b> Adds &quot;Most Shared&quot; Section

Google News has begun experimenting with a section titled "most shared" on its home page, apparently tracking activity on outside social networks including Twitter. When people say that ...

Fantasy Football <b>News</b> Roundup, Week 13: Detroit&#39;s Quarterback <b>...</b>

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<b>News</b> - FIRST PHOTOS: Jake and Taylor&#39;s Romantic Thanksgiving Day <b>...</b>

The new Us Weekly reports on their sudden five-week romance - and how Swift is already "love-struck"

eric seiger do

Every Tweet Counts: Google <b>News</b> Adds &quot;Most Shared&quot; Section

Google News has begun experimenting with a section titled "most shared" on its home page, apparently tracking activity on outside social networks including Twitter. When people say that ...

Fantasy Football <b>News</b> Roundup, Week 13: Detroit&#39;s Quarterback <b>...</b>

Checking in on the fantasy news of the day for Week 13.

<b>News</b> - FIRST PHOTOS: Jake and Taylor&#39;s Romantic Thanksgiving Day <b>...</b>

The new Us Weekly reports on their sudden five-week romance - and how Swift is already "love-struck"

eric seiger do

Every Tweet Counts: Google <b>News</b> Adds &quot;Most Shared&quot; Section

Google News has begun experimenting with a section titled "most shared" on its home page, apparently tracking activity on outside social networks including Twitter. When people say that ...

Fantasy Football <b>News</b> Roundup, Week 13: Detroit&#39;s Quarterback <b>...</b>

Checking in on the fantasy news of the day for Week 13.

<b>News</b> - FIRST PHOTOS: Jake and Taylor&#39;s Romantic Thanksgiving Day <b>...</b>

The new Us Weekly reports on their sudden five-week romance - and how Swift is already "love-struck"

eric seiger do

Every Tweet Counts: Google <b>News</b> Adds &quot;Most Shared&quot; Section

Google News has begun experimenting with a section titled "most shared" on its home page, apparently tracking activity on outside social networks including Twitter. When people say that ...

Fantasy Football <b>News</b> Roundup, Week 13: Detroit&#39;s Quarterback <b>...</b>

Checking in on the fantasy news of the day for Week 13.

<b>News</b> - FIRST PHOTOS: Jake and Taylor&#39;s Romantic Thanksgiving Day <b>...</b>

The new Us Weekly reports on their sudden five-week romance - and how Swift is already "love-struck"

eric seiger do

Every Tweet Counts: Google <b>News</b> Adds &quot;Most Shared&quot; Section

Google News has begun experimenting with a section titled "most shared" on its home page, apparently tracking activity on outside social networks including Twitter. When people say that ...

Fantasy Football <b>News</b> Roundup, Week 13: Detroit&#39;s Quarterback <b>...</b>

Checking in on the fantasy news of the day for Week 13.

<b>News</b> - FIRST PHOTOS: Jake and Taylor&#39;s Romantic Thanksgiving Day <b>...</b>

The new Us Weekly reports on their sudden five-week romance - and how Swift is already "love-struck"

eric seiger do

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eric seiger do

Every Tweet Counts: Google <b>News</b> Adds &quot;Most Shared&quot; Section

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Making Fast Money

Group buying site Groupon is growing so fast that its “deals of the day” are attracting the attention of big brand names like the Gap. One small business owner believes this growth is making Groupon “greedy,” so much so that it chose not to honor a signed contract because the agreed upon margins were too small. This is his story.

In January, small business owner Gregroy Yonke used Groupon to run a Featured Deal that gave buyers half off his Phoenix, Arizona Entrees to Go guided cooking sessions. Yonke couldn’t have been more pleased with the results — Groupon delivered new customers who became repeat customers, he says.

After taking the summer to explore working with a bevy of new Groupon clones, Yonke got a call from Groupon indicating that the company was interested in having him run another featured deal. And so, Yonke put off his other marketing plans for another go-around with Groupon, because in his mind, “Groupon is bigger than all the others combined.”

Talks progressed and eventually the terms of the new deal were decided. On September 7, Groupon e-mailed Yonke a merchant agreement and asked him to reply to the e-mail with “agree” in the subject line. Yonke did so on September 14, believing this meant there was now a contract in place guaranteeing him another featured deal within four to six weeks time. That time frame had been discussed in the e-mail exchanges, but was not, in fact, included in the agreement.

Then, on October 11, Yonke was notified that his deal had passed through the “vetting” stage, meaning it had been approved for scheduling. Yonke was anxious to view and approve the deal copy, but his Groupon representative wrote to inform him that the deal would be prepared after it had been scheduled.

This is when things started to go awry. On October 19, Yonke e-mailed his rep to once again press to find out the date on which his deal would run. Here’s the response he received, with confidential information redacted:

“After further deliberation, we have decided that we are not going to be moving forward with the rate confirmation for Entrees to Go. After running the numbers, we don’t feel it is the right move for us at this time. I appreciate your interest in running again, and unfortunately, we were not able to make it work on our end for a second feature. I wish you the best moving forward.”

Astonished, Yonke e-mailed back asking, “On what basis are you making this decision?”

Groupon’s response was as follows:

“With the margin in place, we will be at a loss running this feature. It simply is not in the best interest of Groupon to run Entrees to Go at this time. Per the rate confirmation, Section 1.3, ‘Groupon will offer the Vouchers for sale on dates in its discretion.’ We are choosing, with all due respect, not to move forward at this time. I appreciate your patience and apologize that it doesn’t work at this time.”

In a conversation with Mashable, Yonke explained that he was quite taken aback by the response because he believed that there was a legal contract in place guaranteeing him a featured deal for Entrees to Go.

Yonke also shared that at one point Groupon pressured him to “sweeten the deal,” which he agreed to do, but only if Groupon agreed to take the same dollar amount — i.e. not the same percentage of sales — as agreed to in the initial deal. Groupon, however, wanted the same percentage, and that was just something “I couldn’t afford to do … I was already losing money on the other deal,” he said.

Earlier today, Yonke was again contacted by Groupon, but this time offering him a personalized deal, and not a featured deal. Personalized deals are only sent out to select, more targeted, audiences in the Groupon subscriber base, but Yonke was only interested in the featured deal, which would have gone out to all of Phoenix.

For Yonke, this Groupon deal represented the entirety of his marketing strategy, and it was the only way in which he was planning to attract new business at the Entrees to Go store he owns with his wife Dorothy.

Yonke believes he was overlooked because of the small stature of his business. He points to the fact that the featured deal running in Phoenix today is for Coldwater Creek, a national retailer with a much more prominent brand name. He says, “I get it … they can do a featured deal for the Gap and make $11 million in one day.”

The jilted small business owner reached out to Mashable to share his experience primarily because his marketing plans for bringing in end-of-year business have been stymied. He’s currently offering the deal through the FAQ portion of his own website, but admittedly does not have reach to a large audience.

Given Groupon’s immense growth this year, it follows that the startup will have disgruntled customers from time to time — and we’ve seen this before. While Mashable has confirmed the legitimacy of the e-mail communications between Yonke and Groupon, we caution the reader to remember that this is just one small business owner’s story.

Still, we felt this story to be of particular interest because it suggests that Groupon is shifting the focus of the featured deals away from the small business owners they once catered to. The smaller businesses, instead, seem to be destined for relegation to its personalized deals product or the do-it-yourself Groupon Stores.

Prior to publishing, Mashable reached out to Groupon for comment, and we’re told the company is now looking into the matter. We’ll update this post when there’s an official statement from the company.

For more Social Media coverage:

class="f-el">class="cov-twit">Follow Mashable Social Mediaclass="s-el">class="cov-rss">Subscribe to the Social Media channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for Android, iPhone and iPad

Earlier this year, Formspring, a San Francisco-based social Q&A startup, got tongues wagging when it raised $2.5 million in its Series A funding mostly from top angel investors. The round, led by Freestyle Capital, turned out to be a coming-out party for angel investors who have become a big factor in Silicon Valley’s ecosystem.

Seven months later, Formspring is making news again. We’ve learned the company has raised $10 million in fresh funding in a round led by Redpoint Ventures. Geoff Yang, a well-known digital media investor, is leading the investment on behalf of Redpoint. The new round values Formspring somewhere around $45 million. The company declined to comment on the funding.

Formspring’s is relatively simple offering; you sign-up and create a page and then anyone can ask you anything, even anonymously. In many ways, it’s like blog comments, minus the blog post. Apparently, this is something folks like to do; the company says it has about 40 million unique visitors who show up every month. That growth is costing the company a pretty penny and has been a focus of its recent hirings.

The new investment is part of a growing trend. Fast-growing startups with momentum are able to raise big rounds of money, as Sand Hill Road investors try to cherry pick from a vast number of consumer web and mobile companies.  Formspring fits the bill; the company claims more than a billion questions have been answered on its platform.

Formspring.me is also part of a group of startups (and large companies) trying to capture a piece of what is a massive and ever-evolving web trend: personal expression. It started with blogs; it spread with micro blogging (Twitter and Facebook) and, more recently, self-expression through remixing (Tumblr.) Answering questions as an expert is only an extension of that trend, which is why you’re seeing services like Formspring get momentum, and hence the money.

From the Video Archives Chat with Formspring.me CEO Ade Olonoh:

Related content from GigaOM Pro (sub req’d):

• How to Make Google Matter in Social Media


• Will Games Help Google Figure Out How to Be Social?


• Why Google Should Fear the Social Web

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Group buying site Groupon is growing so fast that its “deals of the day” are attracting the attention of big brand names like the Gap. One small business owner believes this growth is making Groupon “greedy,” so much so that it chose not to honor a signed contract because the agreed upon margins were too small. This is his story.

In January, small business owner Gregroy Yonke used Groupon to run a Featured Deal that gave buyers half off his Phoenix, Arizona Entrees to Go guided cooking sessions. Yonke couldn’t have been more pleased with the results — Groupon delivered new customers who became repeat customers, he says.

After taking the summer to explore working with a bevy of new Groupon clones, Yonke got a call from Groupon indicating that the company was interested in having him run another featured deal. And so, Yonke put off his other marketing plans for another go-around with Groupon, because in his mind, “Groupon is bigger than all the others combined.”

Talks progressed and eventually the terms of the new deal were decided. On September 7, Groupon e-mailed Yonke a merchant agreement and asked him to reply to the e-mail with “agree” in the subject line. Yonke did so on September 14, believing this meant there was now a contract in place guaranteeing him another featured deal within four to six weeks time. That time frame had been discussed in the e-mail exchanges, but was not, in fact, included in the agreement.

Then, on October 11, Yonke was notified that his deal had passed through the “vetting” stage, meaning it had been approved for scheduling. Yonke was anxious to view and approve the deal copy, but his Groupon representative wrote to inform him that the deal would be prepared after it had been scheduled.

This is when things started to go awry. On October 19, Yonke e-mailed his rep to once again press to find out the date on which his deal would run. Here’s the response he received, with confidential information redacted:

“After further deliberation, we have decided that we are not going to be moving forward with the rate confirmation for Entrees to Go. After running the numbers, we don’t feel it is the right move for us at this time. I appreciate your interest in running again, and unfortunately, we were not able to make it work on our end for a second feature. I wish you the best moving forward.”

Astonished, Yonke e-mailed back asking, “On what basis are you making this decision?”

Groupon’s response was as follows:

“With the margin in place, we will be at a loss running this feature. It simply is not in the best interest of Groupon to run Entrees to Go at this time. Per the rate confirmation, Section 1.3, ‘Groupon will offer the Vouchers for sale on dates in its discretion.’ We are choosing, with all due respect, not to move forward at this time. I appreciate your patience and apologize that it doesn’t work at this time.”

In a conversation with Mashable, Yonke explained that he was quite taken aback by the response because he believed that there was a legal contract in place guaranteeing him a featured deal for Entrees to Go.

Yonke also shared that at one point Groupon pressured him to “sweeten the deal,” which he agreed to do, but only if Groupon agreed to take the same dollar amount — i.e. not the same percentage of sales — as agreed to in the initial deal. Groupon, however, wanted the same percentage, and that was just something “I couldn’t afford to do … I was already losing money on the other deal,” he said.

Earlier today, Yonke was again contacted by Groupon, but this time offering him a personalized deal, and not a featured deal. Personalized deals are only sent out to select, more targeted, audiences in the Groupon subscriber base, but Yonke was only interested in the featured deal, which would have gone out to all of Phoenix.

For Yonke, this Groupon deal represented the entirety of his marketing strategy, and it was the only way in which he was planning to attract new business at the Entrees to Go store he owns with his wife Dorothy.

Yonke believes he was overlooked because of the small stature of his business. He points to the fact that the featured deal running in Phoenix today is for Coldwater Creek, a national retailer with a much more prominent brand name. He says, “I get it … they can do a featured deal for the Gap and make $11 million in one day.”

The jilted small business owner reached out to Mashable to share his experience primarily because his marketing plans for bringing in end-of-year business have been stymied. He’s currently offering the deal through the FAQ portion of his own website, but admittedly does not have reach to a large audience.

Given Groupon’s immense growth this year, it follows that the startup will have disgruntled customers from time to time — and we’ve seen this before. While Mashable has confirmed the legitimacy of the e-mail communications between Yonke and Groupon, we caution the reader to remember that this is just one small business owner’s story.

Still, we felt this story to be of particular interest because it suggests that Groupon is shifting the focus of the featured deals away from the small business owners they once catered to. The smaller businesses, instead, seem to be destined for relegation to its personalized deals product or the do-it-yourself Groupon Stores.

Prior to publishing, Mashable reached out to Groupon for comment, and we’re told the company is now looking into the matter. We’ll update this post when there’s an official statement from the company.

For more Social Media coverage:

class="f-el">class="cov-twit">Follow Mashable Social Mediaclass="s-el">class="cov-rss">Subscribe to the Social Media channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for Android, iPhone and iPad

Earlier this year, Formspring, a San Francisco-based social Q&A startup, got tongues wagging when it raised $2.5 million in its Series A funding mostly from top angel investors. The round, led by Freestyle Capital, turned out to be a coming-out party for angel investors who have become a big factor in Silicon Valley’s ecosystem.

Seven months later, Formspring is making news again. We’ve learned the company has raised $10 million in fresh funding in a round led by Redpoint Ventures. Geoff Yang, a well-known digital media investor, is leading the investment on behalf of Redpoint. The new round values Formspring somewhere around $45 million. The company declined to comment on the funding.

Formspring’s is relatively simple offering; you sign-up and create a page and then anyone can ask you anything, even anonymously. In many ways, it’s like blog comments, minus the blog post. Apparently, this is something folks like to do; the company says it has about 40 million unique visitors who show up every month. That growth is costing the company a pretty penny and has been a focus of its recent hirings.

The new investment is part of a growing trend. Fast-growing startups with momentum are able to raise big rounds of money, as Sand Hill Road investors try to cherry pick from a vast number of consumer web and mobile companies.  Formspring fits the bill; the company claims more than a billion questions have been answered on its platform.

Formspring.me is also part of a group of startups (and large companies) trying to capture a piece of what is a massive and ever-evolving web trend: personal expression. It started with blogs; it spread with micro blogging (Twitter and Facebook) and, more recently, self-expression through remixing (Tumblr.) Answering questions as an expert is only an extension of that trend, which is why you’re seeing services like Formspring get momentum, and hence the money.

From the Video Archives Chat with Formspring.me CEO Ade Olonoh:

Related content from GigaOM Pro (sub req’d):

• How to Make Google Matter in Social Media


• Will Games Help Google Figure Out How to Be Social?


• Why Google Should Fear the Social Web

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Making Money

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managing personal finances

A survey released today by Javelin Strategy & Research, which serves financial institutions, found in August that nearly one in five Americans doesn't monitor or manage their personal finances. That rate is double what it was just a year ago. Despite the fact the recession has made it more important than ever to carefully track our money, when it comes to personal finances, 19% of Americans stuck their head in the sand. A year before, another survey had the figure at just 8%.



More anxiety-induced news: The percentage of Americans who say they sometimes log onto their checking account balances with their banks' websites dropped to 46%, down 13 points from 59% a year ago. Even those who track their money by pen and paper dropped, from 50% to 46%.





"It's a natural human reaction to stress: 'Maybe if I don't look at it, it will go away.'" explains the study's co-author, senior analyst Mark Schwanhausser. "I think you have fewer people checking their finances online because they don't like what they're seeing. 'I'm going to be a financial sleepwalker. I'm not going to look.'"



Schwanhausser's prescription for the problem involves convincing America's major financial institutions that they're doing a lousy job helping make it easier and less stressful for their customers to track their money. "It's not enough to tell you how to fix the toilet," he says. "You've got to have the wrench."



Yet despite the fact that most Americans' money resides at a bank, few banks are interested in furnishing financial planning tools. Right now, Schwanhausser argues, most people are required to log into a wide variety of websites to track their money. For example, 75% of Americans who have a credit card get it from somewhere other than their primary bank, meaning their finances are scattered across many websites, unreconciled.



When people do turn to their bank's websites, he argues, the financial planning tools are nearly non-existent despite the fact our society increasingly demands greater personal control through technology. "Today's online banking is like having avocado green appliances from the 1970s. It just doesn't cut it," says Schwanhausser.



Schwanhausser is using the survey to convince banks that it will actually endear customers to them if they put personal finance tools front and center on their sites, helping customers paint a clear picture of their own financial habits. He's pressing them to develop systems, both on the Web and through mobile apps, that can draw in customers' information from other sites, such as credit cards and mortgage lenders, so financial care-taking can be a one-stop process.



So far, banks and lenders have been slow to use existing technology to make money management a less daunting chore. Part of the issue is that many banks don't want to acknowledge competitors by drawing in account balances from elsewhere. Banks also stand to make money off poor financial planning through penalties and fees. Like a doctor who makes money off treating disease, promoting financial good health does not on the surface appear to be in a bank's best interest.



"You can't manage what you don't measure," says Schwanhausser. "And if the bank's not going to provide it for you, you have to go get it in other places."



He recommends existing aggregators such as Mint.com, which pulls your data from multiple sources and lays it out in spreadsheets and in spending plans, as a model for what all the banks should be doing for their customers.



He also notes that Bank of America's "My Portfolio" and Wells Fargo's "My Savings Plan" are two fledgling, if little-known, bank-created features that are slowly reaching toward the sort of comprehensive personal finance planning features he advocates.



As long as it remains difficult or scary, though, when it comes to their finances, Americans will remain more likely to use the Ostrich Method.

In the digital age, nobody likes carrying a lot of cash around – I know I don’t, anyway. This can be especially frustrating when you go to keep track of your expenses, who you owe money to, who you lent some to and just where it all goes over the month.

As always, there are a lot of apps out there to help you do various things with your money. There are apps to figure out how to manage your money, oversee expenses, send money to people, keep track of who owes you, and more.

In this article, I’ll show you some of the applications you can take advantage of to do everything I’ve mentioned here, leaving you free to pick and choose the apps that will make your life easier.

id="more-58352">

How to Manage Your Money

I’m beginning to learn just how difficult managing your expenses can be. For the most part, I use my debit card tied to my checking account to make purchases. I use it at the grocery store, when I go out to lunch with my coworkers and on the weekend when I’m out exploring the city.

At the end of the month, my bank statement looks pretty ridiculous. All of these small transactions make it difficult to sift through. I still know what everything is, but if I wanted to see where I could be saving some money I wouldn’t know the first place to look.

Sounds like you? Even if it doesn’t, you could still reap the benefits of visually being able to manage your money. These apps make the process a lot easier.

Mint

style="text-align: center;">

Mint has been on our radar since back in 2007 when Karl wrote about it. Plain and simple, if there is one app I want you to keep in mind it’s this one.

Mint is a free personal finance application that can help you compare your bank accounts, credit cards, CDs, brokerage and 401(k) to the best products out there. It offers a visual representation of your finances and is very easy to set up. Use it to manage your budget, get credit card advice and understand investing.

Here’s a great video showcasing an overview of Mint’s features:

For some helpful tips on how to use Mint, check out Bakari’s article on How To Use Mint To Manage Your Budget & Spendings Online.

Thrive

Thrive (directory app) is also a great application if you’re looking for a simple way to keep track of your spending. With Thrive, you get an overall Financial Health score, which is one number that shows you how financially fit you are. It also shows you scores in other areas and offers you advice on how to make improvements.

style="text-align: center;">

Thrive breaks down your spending for you and shows you where you can save. Compare your current budget to last month’s, as well as view a six month average and target budgets to follow.

Texthog

Looking for an even simpler way to track expenses? Texthog (directory app) lets you easily store, organize and access your receipts, expense reports and more via text message, the web, your email, iPhone and even Twitter.

style="text-align: center;">

A Texthog free account gives one user the ability to track expenses, view unlimited reports and get budget/bill reminders. Take a photo of your receipts and utilize tags and categories to keep track of everything.

To check out Texthog on your iPhone, you can find the application on iTunes.

Venmo

Speaking of text messages, have you heard of Venmo? Venmo (directory app) is a nice little app that lets you pay and charge friends with your phone. Send and receive secure payments by linking your card to your account. This allows you to settle small loans you give/get by eliminating paper transactions for small amounts of money.

style="text-align: center;">

To use Venmo, all you do is create an account. You can then send and receive money to other accounts simply by using text commands in SMS. Accept a “trust” request from your friends and make transactions without having to authorize them by texting a 3 digit code.

This is a pretty solid application that I have been using a lot lately with my friends/coworkers. It’s great for when a bunch of you are out to lunch and not everyone has cash on them. “I’ll just put it on my card and Venmo you all afterwards.”

Owe Me Cash

style="text-align: center;">

Owe Me Cash is a nice app I found recently that is also very easy to use. If someone owes you money, you just sign into Owe Me Cash with your Twitter, Facebook, OpenID, or regular account and tell the app about the debt. The app will send automatic reminders to those that owe you money by phone, text and email, so you can get paid!

This app is more fun than serious, but it doubles as an easy way to keep track of who owes you what. Let the app bug your friends to pay you so you don’t have to do it yourself – it’s a win-win.

Conclusion

With these applications, your finances will never look better. Say goodbye to paper money and change.

What do you think of these money-managing applications? Will you be using any of them?

Image Credit: marema

bench craft company

Fox <b>News</b>&#39; Roger Ailes Apologizes for Calling NPR Execs Nazis <b>...</b>

Roger Ailes, the chairman of Fox News, publicly apologized on Thursday for comparing NPR executives to Nazis.

Arrowheadlines: Chiefs <b>News</b> 11/18 - Arrowhead Pride

Good morning Chiefs fans! A somewhat shorter version of Arrowheadlines this morning. Not a lot out there. Enjoy your Kansas City Chiefs news. Oh, and don't forget about football tonight (Go Bones!).

Fox <b>News</b> Decoded - Swampland - TIME.com

What do you do to amp ratings after you've won a big victory at the polls and the public has wandered off to start celebrating the holidays? At Fox News, the answer is obvious: you up the ante.

bench craft company

A survey released today by Javelin Strategy & Research, which serves financial institutions, found in August that nearly one in five Americans doesn't monitor or manage their personal finances. That rate is double what it was just a year ago. Despite the fact the recession has made it more important than ever to carefully track our money, when it comes to personal finances, 19% of Americans stuck their head in the sand. A year before, another survey had the figure at just 8%.



More anxiety-induced news: The percentage of Americans who say they sometimes log onto their checking account balances with their banks' websites dropped to 46%, down 13 points from 59% a year ago. Even those who track their money by pen and paper dropped, from 50% to 46%.





"It's a natural human reaction to stress: 'Maybe if I don't look at it, it will go away.'" explains the study's co-author, senior analyst Mark Schwanhausser. "I think you have fewer people checking their finances online because they don't like what they're seeing. 'I'm going to be a financial sleepwalker. I'm not going to look.'"



Schwanhausser's prescription for the problem involves convincing America's major financial institutions that they're doing a lousy job helping make it easier and less stressful for their customers to track their money. "It's not enough to tell you how to fix the toilet," he says. "You've got to have the wrench."



Yet despite the fact that most Americans' money resides at a bank, few banks are interested in furnishing financial planning tools. Right now, Schwanhausser argues, most people are required to log into a wide variety of websites to track their money. For example, 75% of Americans who have a credit card get it from somewhere other than their primary bank, meaning their finances are scattered across many websites, unreconciled.



When people do turn to their bank's websites, he argues, the financial planning tools are nearly non-existent despite the fact our society increasingly demands greater personal control through technology. "Today's online banking is like having avocado green appliances from the 1970s. It just doesn't cut it," says Schwanhausser.



Schwanhausser is using the survey to convince banks that it will actually endear customers to them if they put personal finance tools front and center on their sites, helping customers paint a clear picture of their own financial habits. He's pressing them to develop systems, both on the Web and through mobile apps, that can draw in customers' information from other sites, such as credit cards and mortgage lenders, so financial care-taking can be a one-stop process.



So far, banks and lenders have been slow to use existing technology to make money management a less daunting chore. Part of the issue is that many banks don't want to acknowledge competitors by drawing in account balances from elsewhere. Banks also stand to make money off poor financial planning through penalties and fees. Like a doctor who makes money off treating disease, promoting financial good health does not on the surface appear to be in a bank's best interest.



"You can't manage what you don't measure," says Schwanhausser. "And if the bank's not going to provide it for you, you have to go get it in other places."



He recommends existing aggregators such as Mint.com, which pulls your data from multiple sources and lays it out in spreadsheets and in spending plans, as a model for what all the banks should be doing for their customers.



He also notes that Bank of America's "My Portfolio" and Wells Fargo's "My Savings Plan" are two fledgling, if little-known, bank-created features that are slowly reaching toward the sort of comprehensive personal finance planning features he advocates.



As long as it remains difficult or scary, though, when it comes to their finances, Americans will remain more likely to use the Ostrich Method.

In the digital age, nobody likes carrying a lot of cash around – I know I don’t, anyway. This can be especially frustrating when you go to keep track of your expenses, who you owe money to, who you lent some to and just where it all goes over the month.

As always, there are a lot of apps out there to help you do various things with your money. There are apps to figure out how to manage your money, oversee expenses, send money to people, keep track of who owes you, and more.

In this article, I’ll show you some of the applications you can take advantage of to do everything I’ve mentioned here, leaving you free to pick and choose the apps that will make your life easier.

id="more-58352">

How to Manage Your Money

I’m beginning to learn just how difficult managing your expenses can be. For the most part, I use my debit card tied to my checking account to make purchases. I use it at the grocery store, when I go out to lunch with my coworkers and on the weekend when I’m out exploring the city.

At the end of the month, my bank statement looks pretty ridiculous. All of these small transactions make it difficult to sift through. I still know what everything is, but if I wanted to see where I could be saving some money I wouldn’t know the first place to look.

Sounds like you? Even if it doesn’t, you could still reap the benefits of visually being able to manage your money. These apps make the process a lot easier.

Mint

style="text-align: center;">

Mint has been on our radar since back in 2007 when Karl wrote about it. Plain and simple, if there is one app I want you to keep in mind it’s this one.

Mint is a free personal finance application that can help you compare your bank accounts, credit cards, CDs, brokerage and 401(k) to the best products out there. It offers a visual representation of your finances and is very easy to set up. Use it to manage your budget, get credit card advice and understand investing.

Here’s a great video showcasing an overview of Mint’s features:

For some helpful tips on how to use Mint, check out Bakari’s article on How To Use Mint To Manage Your Budget & Spendings Online.

Thrive

Thrive (directory app) is also a great application if you’re looking for a simple way to keep track of your spending. With Thrive, you get an overall Financial Health score, which is one number that shows you how financially fit you are. It also shows you scores in other areas and offers you advice on how to make improvements.

style="text-align: center;">

Thrive breaks down your spending for you and shows you where you can save. Compare your current budget to last month’s, as well as view a six month average and target budgets to follow.

Texthog

Looking for an even simpler way to track expenses? Texthog (directory app) lets you easily store, organize and access your receipts, expense reports and more via text message, the web, your email, iPhone and even Twitter.

style="text-align: center;">

A Texthog free account gives one user the ability to track expenses, view unlimited reports and get budget/bill reminders. Take a photo of your receipts and utilize tags and categories to keep track of everything.

To check out Texthog on your iPhone, you can find the application on iTunes.

Venmo

Speaking of text messages, have you heard of Venmo? Venmo (directory app) is a nice little app that lets you pay and charge friends with your phone. Send and receive secure payments by linking your card to your account. This allows you to settle small loans you give/get by eliminating paper transactions for small amounts of money.

style="text-align: center;">

To use Venmo, all you do is create an account. You can then send and receive money to other accounts simply by using text commands in SMS. Accept a “trust” request from your friends and make transactions without having to authorize them by texting a 3 digit code.

This is a pretty solid application that I have been using a lot lately with my friends/coworkers. It’s great for when a bunch of you are out to lunch and not everyone has cash on them. “I’ll just put it on my card and Venmo you all afterwards.”

Owe Me Cash

style="text-align: center;">

Owe Me Cash is a nice app I found recently that is also very easy to use. If someone owes you money, you just sign into Owe Me Cash with your Twitter, Facebook, OpenID, or regular account and tell the app about the debt. The app will send automatic reminders to those that owe you money by phone, text and email, so you can get paid!

This app is more fun than serious, but it doubles as an easy way to keep track of who owes you what. Let the app bug your friends to pay you so you don’t have to do it yourself – it’s a win-win.

Conclusion

With these applications, your finances will never look better. Say goodbye to paper money and change.

What do you think of these money-managing applications? Will you be using any of them?

Image Credit: marema

bench craft company>

Fox <b>News</b>&#39; Roger Ailes Apologizes for Calling NPR Execs Nazis <b>...</b>

Roger Ailes, the chairman of Fox News, publicly apologized on Thursday for comparing NPR executives to Nazis.

Arrowheadlines: Chiefs <b>News</b> 11/18 - Arrowhead Pride

Good morning Chiefs fans! A somewhat shorter version of Arrowheadlines this morning. Not a lot out there. Enjoy your Kansas City Chiefs news. Oh, and don't forget about football tonight (Go Bones!).

Fox <b>News</b> Decoded - Swampland - TIME.com

What do you do to amp ratings after you've won a big victory at the polls and the public has wandered off to start celebrating the holidays? At Fox News, the answer is obvious: you up the ante.

bench craft company

bench craft company

bench craft company

Fox <b>News</b>&#39; Roger Ailes Apologizes for Calling NPR Execs Nazis <b>...</b>

Roger Ailes, the chairman of Fox News, publicly apologized on Thursday for comparing NPR executives to Nazis.

Arrowheadlines: Chiefs <b>News</b> 11/18 - Arrowhead Pride

Good morning Chiefs fans! A somewhat shorter version of Arrowheadlines this morning. Not a lot out there. Enjoy your Kansas City Chiefs news. Oh, and don't forget about football tonight (Go Bones!).

Fox <b>News</b> Decoded - Swampland - TIME.com

What do you do to amp ratings after you've won a big victory at the polls and the public has wandered off to start celebrating the holidays? At Fox News, the answer is obvious: you up the ante.

bench craft company

A survey released today by Javelin Strategy & Research, which serves financial institutions, found in August that nearly one in five Americans doesn't monitor or manage their personal finances. That rate is double what it was just a year ago. Despite the fact the recession has made it more important than ever to carefully track our money, when it comes to personal finances, 19% of Americans stuck their head in the sand. A year before, another survey had the figure at just 8%.



More anxiety-induced news: The percentage of Americans who say they sometimes log onto their checking account balances with their banks' websites dropped to 46%, down 13 points from 59% a year ago. Even those who track their money by pen and paper dropped, from 50% to 46%.





"It's a natural human reaction to stress: 'Maybe if I don't look at it, it will go away.'" explains the study's co-author, senior analyst Mark Schwanhausser. "I think you have fewer people checking their finances online because they don't like what they're seeing. 'I'm going to be a financial sleepwalker. I'm not going to look.'"



Schwanhausser's prescription for the problem involves convincing America's major financial institutions that they're doing a lousy job helping make it easier and less stressful for their customers to track their money. "It's not enough to tell you how to fix the toilet," he says. "You've got to have the wrench."



Yet despite the fact that most Americans' money resides at a bank, few banks are interested in furnishing financial planning tools. Right now, Schwanhausser argues, most people are required to log into a wide variety of websites to track their money. For example, 75% of Americans who have a credit card get it from somewhere other than their primary bank, meaning their finances are scattered across many websites, unreconciled.



When people do turn to their bank's websites, he argues, the financial planning tools are nearly non-existent despite the fact our society increasingly demands greater personal control through technology. "Today's online banking is like having avocado green appliances from the 1970s. It just doesn't cut it," says Schwanhausser.



Schwanhausser is using the survey to convince banks that it will actually endear customers to them if they put personal finance tools front and center on their sites, helping customers paint a clear picture of their own financial habits. He's pressing them to develop systems, both on the Web and through mobile apps, that can draw in customers' information from other sites, such as credit cards and mortgage lenders, so financial care-taking can be a one-stop process.



So far, banks and lenders have been slow to use existing technology to make money management a less daunting chore. Part of the issue is that many banks don't want to acknowledge competitors by drawing in account balances from elsewhere. Banks also stand to make money off poor financial planning through penalties and fees. Like a doctor who makes money off treating disease, promoting financial good health does not on the surface appear to be in a bank's best interest.



"You can't manage what you don't measure," says Schwanhausser. "And if the bank's not going to provide it for you, you have to go get it in other places."



He recommends existing aggregators such as Mint.com, which pulls your data from multiple sources and lays it out in spreadsheets and in spending plans, as a model for what all the banks should be doing for their customers.



He also notes that Bank of America's "My Portfolio" and Wells Fargo's "My Savings Plan" are two fledgling, if little-known, bank-created features that are slowly reaching toward the sort of comprehensive personal finance planning features he advocates.



As long as it remains difficult or scary, though, when it comes to their finances, Americans will remain more likely to use the Ostrich Method.

In the digital age, nobody likes carrying a lot of cash around – I know I don’t, anyway. This can be especially frustrating when you go to keep track of your expenses, who you owe money to, who you lent some to and just where it all goes over the month.

As always, there are a lot of apps out there to help you do various things with your money. There are apps to figure out how to manage your money, oversee expenses, send money to people, keep track of who owes you, and more.

In this article, I’ll show you some of the applications you can take advantage of to do everything I’ve mentioned here, leaving you free to pick and choose the apps that will make your life easier.

id="more-58352">

How to Manage Your Money

I’m beginning to learn just how difficult managing your expenses can be. For the most part, I use my debit card tied to my checking account to make purchases. I use it at the grocery store, when I go out to lunch with my coworkers and on the weekend when I’m out exploring the city.

At the end of the month, my bank statement looks pretty ridiculous. All of these small transactions make it difficult to sift through. I still know what everything is, but if I wanted to see where I could be saving some money I wouldn’t know the first place to look.

Sounds like you? Even if it doesn’t, you could still reap the benefits of visually being able to manage your money. These apps make the process a lot easier.

Mint

style="text-align: center;">

Mint has been on our radar since back in 2007 when Karl wrote about it. Plain and simple, if there is one app I want you to keep in mind it’s this one.

Mint is a free personal finance application that can help you compare your bank accounts, credit cards, CDs, brokerage and 401(k) to the best products out there. It offers a visual representation of your finances and is very easy to set up. Use it to manage your budget, get credit card advice and understand investing.

Here’s a great video showcasing an overview of Mint’s features:

For some helpful tips on how to use Mint, check out Bakari’s article on How To Use Mint To Manage Your Budget & Spendings Online.

Thrive

Thrive (directory app) is also a great application if you’re looking for a simple way to keep track of your spending. With Thrive, you get an overall Financial Health score, which is one number that shows you how financially fit you are. It also shows you scores in other areas and offers you advice on how to make improvements.

style="text-align: center;">

Thrive breaks down your spending for you and shows you where you can save. Compare your current budget to last month’s, as well as view a six month average and target budgets to follow.

Texthog

Looking for an even simpler way to track expenses? Texthog (directory app) lets you easily store, organize and access your receipts, expense reports and more via text message, the web, your email, iPhone and even Twitter.

style="text-align: center;">

A Texthog free account gives one user the ability to track expenses, view unlimited reports and get budget/bill reminders. Take a photo of your receipts and utilize tags and categories to keep track of everything.

To check out Texthog on your iPhone, you can find the application on iTunes.

Venmo

Speaking of text messages, have you heard of Venmo? Venmo (directory app) is a nice little app that lets you pay and charge friends with your phone. Send and receive secure payments by linking your card to your account. This allows you to settle small loans you give/get by eliminating paper transactions for small amounts of money.

style="text-align: center;">

To use Venmo, all you do is create an account. You can then send and receive money to other accounts simply by using text commands in SMS. Accept a “trust” request from your friends and make transactions without having to authorize them by texting a 3 digit code.

This is a pretty solid application that I have been using a lot lately with my friends/coworkers. It’s great for when a bunch of you are out to lunch and not everyone has cash on them. “I’ll just put it on my card and Venmo you all afterwards.”

Owe Me Cash

style="text-align: center;">

Owe Me Cash is a nice app I found recently that is also very easy to use. If someone owes you money, you just sign into Owe Me Cash with your Twitter, Facebook, OpenID, or regular account and tell the app about the debt. The app will send automatic reminders to those that owe you money by phone, text and email, so you can get paid!

This app is more fun than serious, but it doubles as an easy way to keep track of who owes you what. Let the app bug your friends to pay you so you don’t have to do it yourself – it’s a win-win.

Conclusion

With these applications, your finances will never look better. Say goodbye to paper money and change.

What do you think of these money-managing applications? Will you be using any of them?

Image Credit: marema

bench craft company

bench craft company

Fox <b>News</b>&#39; Roger Ailes Apologizes for Calling NPR Execs Nazis <b>...</b>

Roger Ailes, the chairman of Fox News, publicly apologized on Thursday for comparing NPR executives to Nazis.

Arrowheadlines: Chiefs <b>News</b> 11/18 - Arrowhead Pride

Good morning Chiefs fans! A somewhat shorter version of Arrowheadlines this morning. Not a lot out there. Enjoy your Kansas City Chiefs news. Oh, and don't forget about football tonight (Go Bones!).

Fox <b>News</b> Decoded - Swampland - TIME.com

What do you do to amp ratings after you've won a big victory at the polls and the public has wandered off to start celebrating the holidays? At Fox News, the answer is obvious: you up the ante.

bench craft company

bench craft company

Fox <b>News</b>&#39; Roger Ailes Apologizes for Calling NPR Execs Nazis <b>...</b>

Roger Ailes, the chairman of Fox News, publicly apologized on Thursday for comparing NPR executives to Nazis.

Arrowheadlines: Chiefs <b>News</b> 11/18 - Arrowhead Pride

Good morning Chiefs fans! A somewhat shorter version of Arrowheadlines this morning. Not a lot out there. Enjoy your Kansas City Chiefs news. Oh, and don't forget about football tonight (Go Bones!).

Fox <b>News</b> Decoded - Swampland - TIME.com

What do you do to amp ratings after you've won a big victory at the polls and the public has wandered off to start celebrating the holidays? At Fox News, the answer is obvious: you up the ante.

bench craft company

Fox <b>News</b>&#39; Roger Ailes Apologizes for Calling NPR Execs Nazis <b>...</b>

Roger Ailes, the chairman of Fox News, publicly apologized on Thursday for comparing NPR executives to Nazis.

Arrowheadlines: Chiefs <b>News</b> 11/18 - Arrowhead Pride

Good morning Chiefs fans! A somewhat shorter version of Arrowheadlines this morning. Not a lot out there. Enjoy your Kansas City Chiefs news. Oh, and don't forget about football tonight (Go Bones!).

Fox <b>News</b> Decoded - Swampland - TIME.com

What do you do to amp ratings after you've won a big victory at the polls and the public has wandered off to start celebrating the holidays? At Fox News, the answer is obvious: you up the ante.

bench craft company

Fox <b>News</b>&#39; Roger Ailes Apologizes for Calling NPR Execs Nazis <b>...</b>

Roger Ailes, the chairman of Fox News, publicly apologized on Thursday for comparing NPR executives to Nazis.

Arrowheadlines: Chiefs <b>News</b> 11/18 - Arrowhead Pride

Good morning Chiefs fans! A somewhat shorter version of Arrowheadlines this morning. Not a lot out there. Enjoy your Kansas City Chiefs news. Oh, and don't forget about football tonight (Go Bones!).

Fox <b>News</b> Decoded - Swampland - TIME.com

What do you do to amp ratings after you've won a big victory at the polls and the public has wandered off to start celebrating the holidays? At Fox News, the answer is obvious: you up the ante.

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bench craft company

bench craft company
bench craft company

Fox <b>News</b>&#39; Roger Ailes Apologizes for Calling NPR Execs Nazis <b>...</b>

Roger Ailes, the chairman of Fox News, publicly apologized on Thursday for comparing NPR executives to Nazis.

Arrowheadlines: Chiefs <b>News</b> 11/18 - Arrowhead Pride

Good morning Chiefs fans! A somewhat shorter version of Arrowheadlines this morning. Not a lot out there. Enjoy your Kansas City Chiefs news. Oh, and don't forget about football tonight (Go Bones!).

Fox <b>News</b> Decoded - Swampland - TIME.com

What do you do to amp ratings after you've won a big victory at the polls and the public has wandered off to start celebrating the holidays? At Fox News, the answer is obvious: you up the ante.

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